4/6/2022»»Wednesday

Blackjack Probabilities Chart

4/6/2022

Blackjack, unlike other gambling games is not considered a game of chance, it is one that you can win if you start applying some knowledge. Unlike many other games where the result depends on player luck only, this game provides probabilities depending on the player decisions. Therefore, in order to win you have to know what your probabilities are now and how and when to increase them.

  1. Blackjack odds of Busting While Taking a Hit. This chart shows the probabilities of going bust after taking a hit. Busting means that your card total would go over 21 points and would be a hard total as well. The highest score you can get when being initially dealt two cards is 21 points so you can never go bust.
  2. Every professional blackjack player uses strategy to improve their odds of winning when they play blackjack. Basic strategy can help you reduce the house edge to as little as 0.5%. In contrast, making your own decisions or simply not sticking to basic strategy can increase the house edge to around 2%.

Blackjack and Probability Chongwu Ruan Math 190S-Hubert Bray July 24, 2017 1 Introduction Blackjack is an usual game in gambling house and to beat the dealer and make money, people have done lots of research on it. They come up with several basic strategy which is consist. For instance, if we have already known the probabilities.

Before we take a look at player and dealer blackjack odds, we should consider all the parameters that affect the odds in the game.

House Edge Calculator
The easiest way for you to calculate the odds in blackjack is by using our free House Edge Calculator. This tool will help you to count player odds and the probabilities of dealer going bust on various dealer's up cards.

Blackjack Rules Variations

Blackjack variations were created to entertain players and provide them with a chance to win more money on side bets. Each rule variation affects the house edge, some rules making a big, others making a minor difference. Most common rule variations can be found at our House Edge Calculator in the «Rules» window. Now, let's take a closer look at the rules and see how they affect the odds in the game.

NOTE: The rules chosen in the table below are most favorable for the player.

Number of decks

The first thing a player should consider when choosing a table is the number of decks used in the game. The more decks there are - the less odds the player has. (See the table - Probabilities – Number of decks)

Dealer hits or stands on soft 17

The main rules of the game are usually written on the table felt and it may say either dealer hits or stands on soft 17. If according to the rules dealer hits soft 17, the game gives the house a 0.2% extra edge.

Rules for doubling

This rule is sometimes called the 'Reno' rule, which restricts doubling only to certain hand totals. Double 9 - 11 affects the house edge increasing it by 0.09% (8 decks game) and 0.15% (1 deck game). Double 10-11 increases the house edge by 0.17% (8 decks game) and 0.26% (1 deck game).

Doubling after Split

If the casino allows a player to double after he splits a pair, the player will get a further edge of around 0.12%.

Resplitting

Blackjack Probabilities Chart

Most casinos allow players to split again after he/she splits a pair and is dealt another card of the same rank. However, if the casino does not, this means the odds favor the house. As the best hands for splitting are a pair of Aces and 8s, there may be a special rule for Splitting Aces. If the casino allows the player to re-split Aces, the player gets a 0.03% extra edge. Moreover, in most cases if the player splits Aces, the casino will deal only one card per hand and that's it. Allowing players to hit on a hand of Split Aces gives the player an edge of 0.13%. We do not consider this rule in our calculator due to the fact it is almost never used, especially online.

Good for player
  • 1 deck of cards (house edge 0.17%)
  • Doubling allowed on any cards
  • Doubling allowed after Split and after Hit (player edge 0.12%)
  • Early surrender is preferable
  • Dealer stands on soft 17 (player edge 0.2%)
  • Resplitting any cards allowed (player edge 0.03%)

Extra Rules Affecting Blackjack Odds

European No-Hole-Card Rule

Blackjack

Some blackjack variations are played with a hole card that is dealt to the dealer only after all the players have played their hands. This rule affects player strategy when playing against dealer up 10 or an Ace. In a typical hole-card game the player would know whether the dealer has a Blackjack or not before he makes any decisions. In this game, however, the player is risking a lot more if he decides to double or split. This rule adds 0.11% to the house advantage. However, there may be some casinos that allow the player to push on all the additional bets (doubling down and splitting pairs) if the dealer happens to have Blackjack.

Another Payouts on Blackjack

The classic payout on player Blackjack is 3 to 2. However, some casinos change the payout to increase the house edge. The payout on blackjack thus may vary from 1:1 to 6:5. As a Blackjack hand frequency is approximately 4.8% (see the table Two Card Hand Frequency), the payout of 1:1 will increase house edge by 2.3% and the payout of 6:5 - by 1.4%. The first rule (1:1) is only rarely found , while the second (6:5) can be found at some tables with a single deck blackjack game. The payout on Blackjack is generally written on a table felt.

Best tip
for odds seekers

The easiest way to choose the game with the highest odds is to play blackjack with no extra special rules. Do not forget where your basic odds are hidden - chance to Split, Double Down and get a 3 to 2 payout on Natural.

Dealer wins Ties

Another disadvantage for the player is when the rules of the game say that dealer wins all ties. This rule is almost never used in the classic games, though it can be found in some blackjack variations.

Insurance

The Insurance bet is a casino trick that gives the house a huge edge. The main factor why many players take this bet lies in the fact it costs only half of the original one. However, when the player takes Insurance every time he plays the game, the house edge may raise up to 7%. Added to all the other rules the casino sets on the game and you will see why probabilities are worth learning if you want to quit winners.

Side Bets

All blackjack games that offer side bets seem to be the biggest attraction for blackjack lovers. However, if you consider blackjack odds on these bets, you will notice that no matter how big the jackpot is (as in progressive blackjack rules) or how great the payout is for the pair (as in perfect pairs rules), the odds still favor the house and you are not likely to win.

Blackjack Probabilities charts

Number of decksHouse Advantage %
Single0.17
20.46
40.60
60.64
80.66

The quantity of decks increases the house advantage with each extra deck added to the game. Look for games with the smallest number of decks. However, some games offering a chance to play with 1 deck may only still provide low player odds due to low payouts on Blackjack and other rules. Be sure to check them before you play.

Hand value% frequency
214.8
17-2030
1-1638.7
No Bust26.5

The table on the left describes how often the following hands can appear. The hands are the first two-cards dealt to the player. The frequency stands for the average number of times dealt per deck of cards. As you can see, the most frequent hands dealt are the 'Decision hands' that demand knowledge of blackjack strategy.

Hand value% of busting
21100
2092
1985
1877
1769
1662
1558
1456
1339
1231
11 or less0

In this table you can see the probability of going bust on any hand if the player decides to Hit. This means that with 0% you can never go bust when hitting a hand of 11 or less. As you can see, the table is for hard hand totals as you will 100% bust if you Hit on a hand of hard 21.

CardHouse edge %
(when cards removed)
20.40
30.43
40.52
50.67
60.45
70.30
80.01
9-0.15
10,J,Q,K-0.51
Ace-0.59

You probably already know that in blackjack small cards in the deck favor the dealer while big ones favor the player. In this table you can see that removing 2s from the deck adds a 0.40% of advantage to the player, while if 10's are taken out - the odds are 0.51% for the house.

Dealer Face Up CardDealer Bust %Player Odds %
(Using Basic Strategy)
235.39.8
337.5613.4
440.2818
542.8923.2
642.0823.9
725.9914.3
823.865.4
923.34-4.3
10,J,Q,K21.43-16.9
Ace11.65-16

Blackjack probabilities are calculated due to different parameters, including the dealer up card. The table on the left depicts how likely it is that dealer will go bust with certain up cards and what the player odds are in this very situation. For example, the highest player odds are when the dealer shows a 6, as he is most likely to go bust with this hand. The lowest player odds are when the dealer's up card is a 10 or an Ace.

House Edge Calculator
You can count the players and casino odds any time you play with the help of our House Edge Calculator. The tool helps to find the probabilities for any game rules and the results can be calculated for all parameters.

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If players’ priority is to win and to improve with every single blackjack game, then they need to put effort and time into achieving it. There are many other things that gamblers need to take into account and focus on prior to playing and during the game. To make the best possible decisions every time, players should prepare themselves beforehand.

For instance, it is recommended for them to have a look at every possible hand they can get and what their best choice will be in such cases. Knowing how to proceed in the difficult situations when players have a hand 14, 15, or 16 is crucial as the total value of any of the hands is significantly high which means that the chance of players busting increases.

Whenever players’ hand total value is above 14, they are already in an unfavourable situation. Such cases require a good strategy and it is necessary for gamblers to think them through beforehand. Preparation and knowledge are compulsory if one wants to make the best possible decision.

Of course, as already mentioned, several other factors play a crucial role such as money management, discipline, decent bankroll and not to forget a bit of luck. Whenever players have the chance to turn the tables in their favour, they should take full advantage of the situation.

Important Things To Consider When Having Hand 14, 15 or 16

When players are unfortunate enough to get a hand 14, 15, or 16, they need to be very careful and stick to the strategy they have chosen. These are situations in which players are already one step from going bust regardless of the dealer’s upcard. However, this doesn’t mean that they should ignore its value, players need to always bear in mind that it is necessary for them to make their moves based on the dealer’s upcard.

Also, how players proceed in such situations shows their level of competence and knowledge to the rest of the players on the table. Since gamblers are already in an unfavourable situation, winning the hand shouldn’t be their priority. Instead, they should try to make the best move which is the move that will leave them with the smallest possible amount of money loss.

These are some of the trickiest hands in blackjack and as such, they are frequently misplayed. Part of the confusion results from the discrepancies in strategy charts. The optimal playing decisions vary depending on many different factors. These include how many decks are in play at the table, whether or not the dealer must hit soft seventeen, and whether players have the chance to late surrender.

All of these factors must be taken into account before you grab a basic strategy chart to take with you at the blackjack tables. What is optimal for hard totals 14 through 16 in a single-deck game may no longer be correct in multiple-deck variations.

What are Breaking Hands

The term breaking hands is commonly used in blackjack which places it among the important phrases players need to get familiar with. Gamblers have a breaking hand when they get their first two cards and they total 12 or above. The reason for this is that almost every single card will cause players to go bust (i.e. break their hand) as their total value will go over 21. Also, it can be referred to the dealer’s position as ‘breaking’ if their upcard is a 2 through 6.

The trouble with the so-called breaking hands 12 through hard 17 is that they invariably lose in the long term against all upcards of the dealer, including those that have higher bust rates for the house. Hard 14, 15, and 16 are particularly tough to approach because they lose more frequently than they win over the long haul.

The result is that the player ultimately ends up in the red with these totals no matter what playing decision they make. You probably think that’s bad. It is, but it gets worse since you will end up receiving horrible stiff underdogs approximately 40% of the time you spend at the blackjack tables.

What is a player to do with these hard totals then? The answer is simple – trust in basic strategy and approach such underdog hands courageously by making the correct playing decisions. And by ‘correct’ we do not necessarily mean the ones that would secure a winning outcome.

The moves basic strategy recommends for these three hard hands are considered optimal because they reduce your negative expectation, i.e. you will end up losing less money with these stiffs over the long haul. In other words, you are on the defence rather than adopting an offensive approach. In some cases, the strategy plays help you escape a highly disadvantageous situation and increase your winning chances.

Breaking Hands’ Situations

As the name hints, breaking hands is the situation when either the player or the dealer is in a very weak position. Such cases are extremely hard to cope with and the only way to have a chance of not going bust is to follow the basic strategy. Breaking hands are the reason why so many people lose in the long run as well. Thus, if players manage to learn how to deal with them, they will significantly improve their performance at the table.

The bottom line is that once gamblers have such breaking hands, the chances that they will go bust and lose are very high. However, if they use basic strategy, they will be able to improve their hand once in a while.

The move hitting here plays a crucial role and players should take their time to observe when they should hit and when this task should be left to the dealer. In cases where players have a breaking hand and the dealer’s position is standing, then they should hit. Otherwise, they risk losing the hand.

Blackjack Hand 12 or 13
Blackjack Hand 14, 15 or 16
Surrender Rule
Blackjack Soft Hand 13 to 17
Blackjack Soft Hand 18
Blackjack Soft Hand 19 or 20

When Players Have Hand 14, 15 or 16

It will be best to have a look at all of these cases at once where players have a hand totalling 14, 15, and 16 as the strategy that needs to be used is the same. It is worth mentioning that the same goes for the situations when players have a hard 13 against different combinations of the dealer’s upcard.

Let’s first elaborate on the recommended strategy plays for hard 14. These are the easiest to remember since there are no discrepancies in the strategy based on decks and dealer rules. Hard 14 is always a stand when the dealer exposes small cards 2 through 6. The player must hit their hard 14 against all other upcards, namely 7 through ace.

When dealt A-3, you have a soft 14. This is a much better situation to be in since it is impossible to break this hand with a one-card draw. You have an advantage against a dealer who starts with weak small cards 4 through 6.

In single-deck S17 blackjack, you must double on soft 14 versus the dealer’s 4, 5, and 6. When playing with two to eight decks, you should double on A-3 only when the dealer has a 5 or a 6 provided that the S17 dealer rule applies.

A pair of 7-7 also adds up to a total of 14. In shoe games, this pair must be split when the dealer has 2 through 7 and hit versus upcards 8 through ace. At single-deck tables, the pair should be surrendered against the dealer’s 10. The rest of the moves coincide with those for multi-deck blackjack.

Chart

The player is also in a tough spot when holding a hard 15. This is a bad hand, to begin with, no matter what value the dealer’s upcard is. However, things get trickier since the best plays are influenced by the dealer’s drawing rules and the number of decks.

We shall tackle the strategy differences in more depth in the surrender section of the article. Provided that late surrender is unavailable, you should stand on hard 15 against low-value cards 2 through 6 and hit versus 7 through ace. Undoubtedly, hitting a hard total of 15 is not the easiest decision to make at the blackjack table, especially against the dealer’s 10.

Nevertheless, it has to be done because it results in the lowest possible negative EV for the player. The main idea behind hitting 15 against a 10 is that it gives you a shot at improving your situation. The differences might appear negligible but in the long run, they are not.

Soft 15 (A-4) requires a different approach due to the flexibility the ace gives you. You should double down versus low cards 4 through 6 and hit against all other cards the dealer starts with.

EV of Hitting and Standing on Hard 15 vs. High Upcards 10 and Ace in Multiple-Deck S17 Blackjack
EV of Hard 15 vs. 10EV of Hard 15 vs. Ace
Hitting -0.504428Hitting-0.480006
Standing-0.540430Standing-0.666951

The situation of the player worsens even more when they are dealt a hard 16, the worst total one could possibly obtain in blackjack. There are several ways to get this terrible hand including 8-8, Q-6, 9-7, and 3-5-8. The pair of 8-8 should be split against all dealer upcards in the vast majority of blackjack variations. We expand on the particulars of this pair further on in this guide.

The correct strategy moves for hard 16, assuming you cannot surrender are relatively easy to remember. You stand on 16 against 2 through 6 and hit versus 7 through ace. The same applies to multi-card totals that add up to 16, or at least if you follow total-dependent basic strategy. In the absence of late surrender, hitting is again more optimal because it gives you the chance to improve your total against the strong dealer.

Hands 14, 15, and 16 Basic Strategy without the Late Surrender Option
Players’ HandDealer’s Upcards
2345678910Ace
14SSSSSHHHHH
15SSSSSHHHHH
16SSSSSHHHHH

Again, all three hands will end up losing over the course of thousands of rounds played. The optimal decision is the one that cuts down your long-term losses the most. The above moves are recommended under total-dependent strategy. If you want to take your game to the next level, you can switch to composition-dependent strategy.

The latter takes into account the exact composition of the cards your hand consists of. Composition-dependent strategy recommends you to stand on hard 16 versus a 10 when your hand contains three or more cards like K-3-3. Also, when the 16 results from splitting a pair, you should stand rather than hit under composition-dependent strategy.

The Option to Surrender

Blackjack probability chart

There is one alternative move players can make which leads to the least money losses. However, due to this fact many landbased casinos do not offer the option to surrender as they know that if players know when to take advantage of it, they can greatly benefit from it.

Many professional gamblers won’t play in a casino which doesn’t provide the option to surrender when playing blackjack. However, if players find themselves in such a situation and there is no surrender option, all they can do is act according to the above-mentioned strategy and hope for the best.

When this option is available, most casinos tend to offer late surrender. This allows players to give up on poor hands like hard 15 and hard 16 in exchange for half of their original wager. With late surrender, you can forfeit a bad hand after the dealer has checked for blackjack when starting with an ace or a ten-value card.

Late surrender is beneficial to players because it takes away around 0.07% from the house advantage. Most novice players are averse to surrendering as the name of the move itself evokes negative connotations. However, surrendering is a smart move when you are dealt negative-expectation hands like 15 or 16 versus strong dealer upcards like 10s and aces.

As a general rule of thumb, surrendering is recommended whenever you receive a hand whose expectation of winning is less than 50%. The main advantage of surrendering is that it saves you money when you find yourself at a disadvantage. Late surrender is a defensive play which also allows advantage players to temper the effect variance has on their blackjack bankrolls.

The correct late surrender plays depend on deck number and the dealer’s fixed standing rules. In single-deck blackjack, surrender is recommended when you have hard 16 versus the dealer’s ace or 10.

Provided that the dealer hits soft 17, it is also recommended to surrender hard 15 against an ace. You should forfeit paired 7s against the dealer’s 10 in single-deck S17 blackjack. If one deck is in play and the dealer must hit soft 17, surrendering is advisable against tens and aces when you have 7-7.

In double-deck H17 games, surrender is advisable when you hold hard 15 and hard 16 against the dealer’s ace and 10. Paired 8s should also be surrendered against the ace in double-deck H17 blackjack.

As for shoe-dealt games, basic strategy suggests surrendering hard 16 against strong upcards such as 9, 10, and ace. The approach toward hard 15 in multi-deck variations depends on the dealer’s fixed rules for drawing and standing. You surrender the 15 against the dealer’s 10 in S17 variations and against the 10 and the ace in H17 multi-deck blackjack.

Hard 16 Consisting of Paired 8s

If you have read CasinoGuardian’s blackjack guide carefully so far, you probably remember that the rule of thumb of basic strategists is to always split pairs of 8-8 rather than forfeiting them despite the fact this is still a hard total of 16. Some gambling authors recommend surrendering the pair of 8s versus high dealer upcards like 10, K, Q, and J.

Regrettably, this is a major mistake, and here is why. The dealer undoubtedly has an advantage over you when you hold 8-8 versus a ten-value card. He or she would arrive at standing totals 17 through 21 77% of the time on average.

What adds insult to injury is that the dealer’s probability of busting when starting with a ten-value card is rather small at 23%. A pair of 8-8 will cost you money no matter how you approach it but splitting is recommended because it reduces your losses the most. With 8-8, you have a great opportunity to turn a terrible stiff 16 into two brand new hands starting with an 8 each. This improves your chances of forming a good hand and beating the dealer.

Assuming you play standard six-deck S17 blackjack where you can resplit to up to four hands and double down after you split, your 8-8 will lose against the dealer’s ten-value card 77 hands out of every one hundred hands and win 23 times out of every one hundred hands. However, your win rate improves to 38 hands out of every hundred rounds when you split your 8-8.

Let’s suppose you are flat betting £1 per hand for simplicity’s sake. If you merely hit the pair, you will lose £77 and win £23 every one hundred hands on average. This makes for an average net loss of £54 in the long run. Meanwhile, if you consistently split your 8-8 versus the dealer’s ten-value card, you will lose £62 and earn £38.

Your net losses drop to 2 x £24 = £48 per every one hundred hands in this case. This may not sound like a significant improvement but you are still losing £6 less compared to drawing or staying on your pair of 8-8. Meanwhile, if you choose to surrender this pair, as some gambling authors advocate, you will net losses of £50 per every one hundred rounds on average (you lose only half your original wager when surrendering).

Therefore, consistently surrendering your pair of 8s versus the dealer’s 10 turns out to be £2 more expensive than splitting over the long haul. At this point, it is pretty much obvious you are in a losing spot when holding 8-8 no matter how you decide to play it out.

The bottom line is you will save more money by splitting in the long run compared to surrendering or the other possible plays. The only consolation of blackjack players in such instances is that they have made the mathematically optimal decision when dealt a long-term loser like stiff 16.

Craps Probabilities Chart

You can compare the expectation of each basic strategy play with paired 8s and 7s against the dealer’s 10 upcard below. The calculations are courtesy of mathematician and gambling expert Michael Shackleford, known as the Wizard of Odds.

EV of Paired 8-8 and 7-7 vs. the Dealer’s 10 in Multiple-Deck Blackjack
EV of 8-8 vs. 10EV of 7-7 vs. 10
Doubling -1.079653Doubling-0.938247
Standing-0.540430Standing-0.540430
Hitting-0.539826Hitting-0.466307
Splitting-0.480686Splitting-0.657268

As with all rules, there are always exceptions, however. Paired 8s should always be split unless one is playing shoe games and double-deck blackjack where the dealer must hit soft 17. Under these playing conditions, the odds favour surrendering the pair of 8s rather than hitting when the dealer shows an ace.

Exceptions are also made for paired 7-7 in single-deck blackjack. When the dealer must stand on all 17s, you surrender the 7-7 against a 10. Provided that the dealer must hit soft 17, basic strategy recommends you to surrender this pair whenever you are up against a 10 and an ace.

Odds and Probabilities

Players need to know what their odds are in case they happen to have a total value of 14, 15, or 16 in their hand as this will help them make better decisions. The following odds are accurate proving that the game is played with more than one deck and that gamblers decide to hit. If they have a 14 hand, the chance that they will go bust is 46%, and if the total of their hand is 15 – 54%.

In cases when they get unfortunate and get a total of 16, their chances of going bust are 62%. The worse-case scenario is when players get 19 or 20 as this leaves them with more than 85% chance of going bust. The good news is basic strategists never draw to hard 19 and hard 20 so their chances of busting with these totals are practically nil. Logically, the higher the total of the cards in the players’ hand, the more they are likely to bust by taking a hit.

Blackjack Odds and Probabilities
Players’ HandChances to bust on a Hit
11 or less0%
1231%
1338%
1446%
1554%
1662%
1769%
1877%
1985%
2092%

Blackjack Percentage Chart

Conclusion

Having to deal with a 14, 15, or 16 hand is a big challenge which requires a lot of preparation and a good strategy and even then, players’ success is not guaranteed and they can only hope that the odds will be in their favour.

However, if they follow a strategy or choose the option to surrender, any of these choices will lead to the least amount of money they will lose. Once players find themselves in a bad situation, they should consider how to get out of it with minimal money losses instead of how to win the hand as in many cases this only pushes them to certain doom.